Medicare and Under 65 Health Insurance
Health Insurance is something everyone needs, but very few understand.
Medicare and Health Insurance for those Under 65 is a necessity. No one should go without it.
That being said, it is crucial that you choose your health plan wisely to avoid costly mistakes. This is true for all health insurance but especially so for Medicare because a wrong choice could cost you for the rest of your life.
The JOD Financial Team are truly Health Insurance experts. We have a variety of ACA Healthcare.gov Marketplace (Obamacare) and private options for those under 65.
Our team is especially well versed on Medicare. We highly recommend that everyone consults with us to choose the right plan. Plan choices are normally made at the end of the year for the upcoming year but we encourage you to reach out to us anytime of the year because you may be eligible for a Special Enrollment period.
The choice between choosing a Medicare Supplement plan along with accompanying prescription drug plans and dental and vision plans versus choosing an approach focused on Medicare Advantage plans is a situation we have seen many people make bad choices which end up costing them sometimes for the rest of their lives.
Therefore, we highly encourage everyone to consult with our team to figure out which approach is better for your personal situation based on your health concerns and financial situation. It is especially important that everyone about to turn 65 reach out to us approximately 3 months before your birthday month so we can guide you through the confusing process of setting up to pay your Part B premiums with Social Security. Most people qualify for no cost Part A coverage based on having worked during their lifetime but most people must pay Part B premium. Active Part A and Part B coverage is REQUIRED to have any sort of Medicare coverage---Original Medicare, Medicare Supplement or Medicare Advantage.